Assessing Operating and Financial Strategies The Common Stockholder's Net Operating Profit After-tax Return on Tangible Common Equity Capital (NOPAT ROE) ratio and the Operating Profit Margin are two unique ratios that are of particular importance in IDC Financial Publishing’s (IDCFP) risk assessment process. Below is a summary description of the NOPAT…
The IDC Financial Publishing (IDCFP) quarterly ranks of banks and credit unions have become one of the nation’s prime sources of institution quality rankings. Individual banks, holding companies, and credit unions rely on IDCFP’s data when evaluating their institution’s performance in relation to their peers. In addition, IDCFP’s quarterly assessment…
The financial condition of a bank depends on a number of factors, from the balance sheet to the income statement. The best way to understand the impact of all these factors is to consider them relative to a defining factor for your particular institution, which ranges from asset size to…
Banks issuing brokered CDs reached a new high of 1519 as of June 30, 2023, from a low of 1087 in 2022Q2. Our estimate is 2000 issuing banks at year-end 2023, above the high of 1914 in 2010Q3. By year-end 2024 we estimate there to be 3,000 issuing banks, an…
An Executive Summary of Employ America’s June Core-Cast and Why It Can Core PCE and Core Services Ex Housing are at 2% for this month. While this reading is only from one month, it's the start of a necessary condition. Inflation must run at or below 2% for consecutive months if…
