IDC Financial Publishing, Inc. (IDCFP) utilizes the acronym CAMEL to represent the financial ratios used to evaluate the safety and soundness of commercial banks, savings institutions and credit unions. This article explains how IDCFP uses earnings returns as a key component of its CAMEL ranking system, and why it is…
IDC Financial Publishing, Inc. (IDCFP) utilizes the acronym CAMEL to represent the financial ratios used to evaluate the safety and soundness of commercial banks, savings institutions and credit unions. In this article, we discuss margins as a measure of management, the “M” component of IDCFP’s CAMEL, and why it is…
Credit unions issuing brokered CDs averaged just 5 institutions per quarter from 2008 to 2015. Beginning in the 2nd quarter of 2015, these institutions accelerated from 5 to 92 by the 2nd quarter of 2018, and, as of this article publishing date, rose again to 119. IDC Financial Publishing (IDCFP) estimates…
IDC Financial Publishing, Inc. (IDCFP) uses the acronym CAMEL to represent the financial ratios used to evaluate the safety and soundness of commercial banks, savings institutions and credit unions. This article explains how IDCFP measures adequacy of capital, the “A” component of its CAMEL ranks, and why it is valuable…
IDC Financial Publishing, Inc. (IDCFP) uses the acronym CAMEL to represent the financial ratios used to evaluate the safety and soundness of commercial banks and savings institutions. This article explains how IDCFP uses the capital requirements ratios in banks as a component of its CAMEL ranking system, and why it…
