A couple of weeks ago, we highlighted our estimates for DTC brokered CDs outstanding. We forecast an increase of 136% from the $426 billion balance at the end of 2019Q1, to reach $1 trillion by year-end 2022, an average increase of $38 billion per quarter. As a broker, would you be…
The Number of Financial Institutions Issuing Brokered CDs Continues to Accelerate The number of institutions issuing brokered CDs has grown at an accelerated rate in recent quarters. Banks and savings institutions rose from a plateau of 1,300 in 2017 and increased to reach 1,497 in the 1st quarter of 2019. Credit…
Updated for 1st Quarter 2019 ranks From 1990 to 2018, there were 1,419 failures of banks. Of these, 90% (1,271 banks) were ranked less than 125 by IDCFP up to 17 months before failure. Further, 73% (1,033 banks) were rated less than 125 by IDCFP up to 29 months before a…
Many institutions rely on IDC Financial Publishing (IDCFP) CAMEL rankings to do business. This includes financial institutions that buy and sell brokered CDs, insurance companies, state and local governments, federal agencies, private companies, as well as individual banks, savings institutions and credit unions. In addition to business demands, IDCFP’s analysis…
The objective of management of a bank is to earn a return on equity (ROE) that is greater than its cost of equity capital, therefore adding value to the common shareholder’s investment. As part of our CAMEL ratio analysis, IDC Financial Publishing (IDCFP) calculates the Net Operating Profit (After Tax) Return…
