Credit unions have grown to become a major factor in the U.S. economy, with assets that have grown at nearly twice the pace of banks over the past decade. Credit unions are owned by their members and are designed to offer lower borrowing costs and higher deposit rates. In addition,…
The cycle low in Treasury Inflation Protected 5- and 10-Year Yields (TIPS) is due to several reasons. The Russian invasion of Ukraine caused volatility in the markets, particularly with 5- and 10-year TIPS yields approaching cycle lows in early March 2022. These yields previously reached lows in mid-November 2021, which,…
The Link Between Bonds and Stocks The link between the bond and stock markets is the performance of high yield compared to investment grade bonds. (High yield bonds are a proxy for epicenter or value stocks.) The flight to safety due to the advent of COVID resulted in the High Yield…
Updated for 4th Quarter 2021 Ranks IDC Financial Publishing’s Record in History From 1990 to 2018, there were 1,419 failures of banks. Of these, 90% (1,271 banks) were ranked less than 125 by IDC Financial Publishing (IDCFP) up to 17 months before failure. Further, 73% (1,033 banks) were rated less than 125…
Summary of InflationThe rapid pickup in inflation boils down in large part to the mismatch between supply and demand. With the help of a massive government stimulus, a surge in household purchases strained factories and lengthened global supply chains. Current constraints of U.S. producers trying to ramp up production were…
