Part I: IDCFP’s Approach to Bank Risk Liquidity IDC Financial Publishing (IDCFP) examines another two measures of risk. One is uninsured deposits, borrowing and other liabilities as a percent of the market value of assets available for liquidation. Uninsured deposits are normally used in risk analysis. Borrowings are often secured by…
Supercore, Services Less Rent of Shelter, Inflation Remains Elevated Even with year-over-year inflation moving closer to the Fed’s target benchmark rate of 2%, the cost of services has become a growing share of overall inflation in recent months, and the central bank is closely monitoring so-called supercore inflation.1 Table I Housing costs are excluded…
Credit unions have grown to become a major factor in the U.S. economy, with assets that have grown at nearly twice the pace of banks over the past decade. Credit unions are owned by their members and are designed to offer lower borrowing costs and higher deposit rates. In addition,…
For years, IDC Financial Publishing (IDCFP) has been covering and analyzing the reported Consumer Price Index (CPI), released by the Bureau of Labor Statistics (BLS), and the Personal Consumption Expenditures (PCE) released by the Bureau of Economic Analysis (BEA). The BEA puts together the national accounts that make up the…
Silvergate Capital, a small bank holding company that owns crypto bank Silvergate Bank, is monitored and ranked by IDC Financial Publishing (IDCFP). Silvergate disclosed the following on March 1 after hours in an SEC filing: That it would restate its financial statements for 2022. That the shocker net loss of…
