Archive: December 2016

Bank Stocks Recovery to Normal Valuation

Banks suffered under the Fed policy of ultra-low rates and anemic economic growth in recent years.  Return on equity for banks averaged 9.2% over the past five years, compared to the five years ending 2006 of 14.6%.  The net interest margin of 3.12% over the recent five year period compares…

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Strong Demand for Brokered CDs in Coming Years | IDCFP

In an economic recovery of 1% to 2% growth, the year-to-year increase in domestic loans rose to 7% in 2016, but growth in time deposits this year remained near zero. In past credit cycles, a 10% growth in domestic loans created, as much as, 20% growth in time deposits and strong demand for brokered…

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