Archive: September 2014

Savings Institution Quarterly | IDC Financial Publishing

Savings Institution Quarterly is One of the Nation's Prime Sources of Quality Ratings Since 1985 IDC's Savings Institution Quarterly identifies each institution's strengths and weaknesses by type of financial ratio, providing a summary rating from 300 (the highest) to 1 (the lowest). The summary rank is categorized 300-200 "Superior", 199…

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Bank Financial Quarterly | IDC Financial Publishing, Inc.

Bank Financial Quarterly is One of the Nation’s Prime Sources of Bank Quality Ratings Since 1985 IDC’s Bank Financial Quarterly identifies each bank’s strengths and weaknesses by type of financial ratio, providing a summary rating from 300 (the highest) to 1 (the lowest). The summary rank is categorized 300-200 “Superior”,…

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Credit Union Loan Growth

Banks on average grew their loan portfolios by 5% over the last 12 month period. Credit unions grew their portfolios by 10%. Is this trend going to continue?With credit unions charging less for loans and paying more for deposits, a case can be made that this will be the norm…

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IDC Investment Grade Banks | IDC Financial Publishing, Inc.

The National Bureau of Economic Research has listed the last recession as lasting from December, 2007 until June, 2009, a period of 18 months. During that time period, banks faced problems with accelerated levels of delinquent and non-accrual loans, foreclosed assets, and an inability to generate sufficient income to maintain…

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How ROE Greater than COE Adds Value | IDCFP

Large capitalized banks continue to price equity market capitalization to book value of common equity relative to IDC’s return on equity (ROE) less IDC’s cost of equity capital (COE) in a straight line (see chart).US Bancorp (USB) with a ROE greater than COE (a difference of 8 percentage points) sells…

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