IDC’s Remarkable Record Predicting Bank Failure and Recovery

Updated for 3rd Quarter 2018 ranks Washington State Department of Financial Institutions has listed on their website “IDC has a remarkable track record of identifying deteriorating or improving performance months, and sometimes years, before it becomes apparent to other ranking companies.” From 1990 to 2018, there were 1,419 failures of banks.…

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Who Uses IDC Financial Publishing's Rankings and Why?

Our Customers Many institutions rely on IDC Financial Publishing (IDCFP) CAMEL rankings to do business. This includes financial institutions that buy and sell brokered CDs, insurance companies, state and local governments, federal agencies, private companies, as well as individual banks, savings institutions and credit unions. Brokers trading certificates of deposit, registered…

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IDCFP’s CAMEL Ranks Explained; The “L” in CAMEL: Liquidity

IDC Financial Publishing, Inc. (IDCFP) utilizes the acronym CAMEL to represent the financial ratios used to evaluate the safety and soundness of commercial banks, savings institutions and credit unions. This article explains how IDCFP uses liquidity as a component of its CAMEL ranking system and why it is valuable and…

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